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Affordable home loans

Think you can't qualify for a home loan? Think again.

For years, 30-year fixed rate loans ruled the home buying roost. But times change, and lenders must adapt. Many of us simply can't afford the standard 20% down payment. Thankfully, this is no longer required. We now have many more financial options.

These include:

  • Low Down Payment: Allows you to put down less than 20% for a down payment and retain more cash for your house.
  • FHA Loan: Offers low down payment options and more flexible guidelines than available with traditional mortgages. This loan puts affordable homeownership in reach for many borrowers with less than perfect credit.
  • Fixed Rate ARM: Offers lower fixed rate periods from 1 to 10 years.
  • Interest-Only: Pay as much — or as little — of your loan's principal each month as you like; it offers great flexibility for those with inconsistent cash flow.

As you can see, there's a home loan out there to fit just about every shape and size. Apply today and see what's best for you.

Home Buyer Tip

Use your home equity to reduce debt and taxes

If you're running balances on credit cards, you cannot deduct the high interest you're currently paying. But a home equity loan may offer much lower interest rates and it's tax deductible, which may save you even more. (Consult your tax advisor for details.)

Get Started!