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Get Your Home Equity Working for You!

Home equity loans and lines of credit are commonly used for debt consolidation, educational expenses, unplanned emergencies, home improvements, vehicle purchases, and other gifts and purchases.

To apply for your loan of choice, click the "apply now" button.

  Line of Credit Fixed Loans
Key Benefit Lowest monthly payments of all loans Fixed rate and payments
Receiving Funds Receive the money as you need it Receive the entire amount borrowed up front
Payment Amount Interest only (Minimum $100) Options available to base payments on 15 or 30 year payback
Length of Loan 10 Year 15 Year
Interest Rate Fixed Margin, varies with the Prime Rate Fixed Rate
Loan Amount $20,000 to $500,000 $20,000 to $500,000
Disadvantages Adjustable interest rate Can only draw money once
(unlike a line of credit)
Potential Customer Bill and Judy have kids heading to college and would like to make improvements to their home. They will need cash on many occasions for both needs, but are not sure when or how much. Tom and Kelly want to make some home improvements and pay off some high interest credit cards. They know how much they will need and do not want an adjustable rate loan.
Availability Not available in AK, DC, HI, MT, TX, and WV Not available in AK, DC, HI, MT, TX, and WV
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