Personal Loans

Get financing for whatever you need now

There are so many possibilities with a personal loan. Pay off high interest rate credit cards. Remodel your kitchen or basement. Go on a vacation. Plan a wedding. Cover medical expenses. Help a small business. How you use your personal loan is up to you. Borrow up to $40,000. Get started with a few simple questions below.

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There is a minimum of 36 months and a maximum term of 60 months for repayment. The maximum Annual Percentage Rate, which generally includes interest rate plus fees and other costs for a year, or similar other rate calculated consistently with local law is 35.89%. The APR ranges from 5.99% to 35.89%. For example, with a credit grade of A1 you could receive a loan of $10,000 with an interest rate of 5.32% and a 1.00% origination fee of $100 for an APR of 5.99%. In this example, you will receive $9,900 and will make 36 monthly payments of $301. The total amount repayable will be $10,841.40. Your APR will be determined based on your credit at time of application. Average APR on 36 month loans for similar solicitation from 10/01/2015-10/31/2015 was 14.3%. The origination fee ranges from 1% to 6% and the average origination fee is 5.13% as of Q2 2016. There is no down payment and there is never a prepayment penalty. Closing of your loan is contingent upon your agreement of all the required agreements and disclosures on the website. All loans made by WebBank, Member FDIC. All loans via Lending Club have a minimum repayment term of 36 months or longer.

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