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How we figured it out?

We calculated what your monthly payment could be given the interest rate range we can offer you. It is all based on how much money you need, how much time you need to pay it back, and what your credit score looks like.


The monthly payment shown is an estimated calculation based on an average Annual Percentage Rate (APR). The APR will be determined based on your risk score and credit history. Subject to credit approval. Certain restrictions apply.

Here's what our personal loans can do for you.

Loans up to 35kLoans up to 35k2Customize your loan
Pay $0 in feesPay $0 in feesNo originations fees or prepayment penalties
7.99% APR7.99% APRLow rates starting at
Funds next dayFunds Next Business day1Get money fast
Pre-qualify instantlyPre-qualify instantly3Credit decision in 1 hour

What can I use my personal loan for?

Personal loans can be used for almost anything. A personal loan is an amount of money borrowed at a fixed rate that needs to be repaid in a specific amount of time. If you make the right decision, you could get a low rate for a personal loan and use it for debt consolidation or even home improvements. We share below some of the common uses of a personal loan online.

Debt Consolidation

Debt Consolidation

Consolidate your debt into one easy to manage payment.

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Credit Card Consolidation

Credit Card Consolidation

Pay faster your credit card debt by taking all your Credit card balances and combine them into one easy payment.

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Emergency Loans

Emergency Loans

Emergencies happen fast, let Eloan happen faster in a time of need.

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Home Improvement

Home Improvement

Build the home you’ve always wanted.

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Small Loans

Small Loans

A Small personal loan is typically a loan that ranges from $2,000 to $35,000, no collateral or equity required.

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Tiny House Financing

Tiny House Financing

Untraditional personal loans for untraditional houses.

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Medical Loans

Medical Loans

Get the money you need to afford the care you want.

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Why an Eloan Personal Loan Online?

 EloanMarcusLending ClubDiscover
1-Hour Credit Decision3 
Next-Business Day Funding1  
No Origination Fees 
No Prepayment Fees
Flexible Loan Payment Schedule4   
Monthly Payment Calculator
Pioneer in Online Lending (since 1998)   
     

*Information as of May 2019.

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