Debt Reduction

Positive debt reduction is possible. And by coming here, you’ve already displayed a willingness to get out of debt. It just takes planning and a little perseverance. That’s what we’re here to help you work on.

By maintaining the initiative to become debt free and following through, you can surmount your debt problem.

Grade Yourself on Debt Reduction

Here’s your new monthly plan: write down each thing you buy in a week. It doesn’t have to include every stick of gum, but it should note every lunch out of the office and coffee stop.

Afterwards, go through them and strike through everything that isn’t an absolute necessity. Use a red pen if possible — it really gets the point across.

Gas $78.00
Coffee $16.86
Snacks $12.67
Dining Out $45.34
Socializing $38.98
Movies $17.50
TOTAL $209.35

 

You may not realize just how much money is slipping through your fingers. Now’s a good time to cut back. It’s a tough call, we know, but you must start envisioning yourself as debt free. And the road to financial freedom is paved by cutting the excess.

You may not realize just how much money is slipping through your fingers. Now’s a good time to cut back. It’s a tough call, we know, but you must start envisioning yourself as debt free. And the road to financial freedom is paved by cutting the excess.

But don’t go crazy. Moderation is key. A successful debt reduction plan requires that you set realistic and obtainable goals — something that will stick.

Get Debt-Free

Imagine it now: No more harassing debt collection calls. No more feelings of financial worry. It’s possible if you put a plan in place. You may want to consider credit counseling for additional professional guidance. There’s a solution out there for you.

Try Our Debt Consolidation Calculator

Should you consolidate your debt? Use this calculator to find a plan that fits your needs.

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